Terms of Service
Last updated: August 2026
Acceptance of terms
By accessing and using the J A & Associates Chartered Accountants website ("the Website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.
Nature of the website
This Website is for informational purposes only. The content on this Website does not constitute professional accounting, tax, legal, or financial advice. No professional-client relationship is created by your use of this Website or by submitting an inquiry through our contact form.
As per the guidelines of the Institute of Chartered Accountants of India (ICAI), this Website is not an advertisement or solicitation for professional services.
Use of the website
You agree to use the Website only for lawful purposes. You shall not:
- Submit false, misleading, or inaccurate personal information through any form on the Website.
- Attempt to gain unauthorized access to any part of the Website or its underlying systems.
- Use the Website to transmit any harmful, offensive, or unlawful content.
- Use automated tools (bots, scrapers) to extract data from the Website without our written permission.
Intellectual property
All content on this Website, including text, graphics, logos, images, and articles, is the property of J A & Associates Chartered Accountants and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
Data protection & privacy
We are committed to protecting your personal data in compliance with the Digital Personal Data Protection Act, 2023 (DPDP Act) and the Digital Personal Data Protection Rules, 2025. By using this Website, you acknowledge the following:
- We collect personal data only with your explicit, informed consent through clearly marked checkboxes at each data collection point.
- You have the right to access, correct, erase, and withdraw consent for your personal data at any time.
- We implement reasonable security safeguards to protect your data from unauthorized access or disclosure.
- We retain your personal data only for as long as necessary to fulfil the specified purpose, as detailed in our Privacy Policy.
- In the event of a data breach, we will notify the Data Protection Board of India and affected individuals as required under Section 8(6) of the DPDP Act.
For complete details on how we handle your personal data, please read our Privacy Policy.
Your responsibilities under DPDP Act
As a Data Principal under Section 15 of the DPDP Act, you have the following duties:
- You must provide accurate and truthful personal information when submitting forms on this Website.
- You must not impersonate another person or submit someone else's personal data without their consent.
- You must not file false or frivolous data rights requests or grievances.
- You must not suppress any material information when exercising your data rights.
Limitation of liability
The information provided on this Website is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information. Any reliance you place on such information is strictly at your own risk.
Governing law & jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of India. Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts in Ernakulam, Kerala, India.
Contact us
If you have any questions about these Terms of Service, please contact us at mail.jaandassociates@gmail.com or call +91 9652 633 511.